We live in unpredictable times, so it is important that we are ready for tomorrow. Financially as well. Your decision-making should therefore be guided by knowledge.

At Zavarovalnica Triglav and Triglav Skladi we have been preparing a variety of content for the financial education of clients, especially young clients, for many years. 

With these contents, we preventively advise and explain the basic concepts and principles in insurance and investing in securities. We also raise awareness of the importance of personal insurance in the care of financial security. We have also been working with the Moje finance magazine on the Financial School project for several years now. 

Blind trust without understanding can be a double edged sword.

Not every online information is useful, some may be untrue and cause us more harm than good. Every investment involves risk, even if it is not immediately noticeable, so it is important that you first educate yourself well about the investment and decide on it once you understand how it works. 

Below, learn how you can achieve greater financial security by taking a few small actions and following the basic rules. 

7 Golden Rules for Personal Finance

  1. Before making an investment, first make sure you have a basic safeguard. The best kind of safeguard is a cash reserve fund (usually in deposits) that you have for emergencies, and these include life and health insurance. Then upgrade this base with a diversified investment.
  2. Set a financial goal and make a savings plan. It depends on your financial goal which types of investments are best for you. Avoid herd instinct and investing in something just because it is currently trending. Follow your financial goal.
  3. "Copy and paste" is one of the worst tactics in investing. Investing is a very personal matter, financial goals vary from individual to individual, so should investments. The next time someone tells you about a great financial opportunity, ask yourself first how this investment would fit into your financial plan and goals.
  4. Regular inflows are your investment base. Don't waste your time, energy and, consequently, money in calculating which investment will give you the highest return. Rather, focus on building several different sources of asset return/refinement. 
  5. One unsuccessful investment does not mean failure. It is important for your entire investment to bear fruit and for your savings to grow.
  6. Do not sit and wait at the computer, and do not speculate if and when the market will be more or less profitable. You'd better invest this time into maximizing your savings.
  7. Do not invest in investment opportunities you are not familiar with. Focus on those you know better and know more about.

See even more tips.