The Triglav Group and Zavarovalnica Triglav d.d. 2019 Annual Report

Risk Management

  • The Triglav Group was adequately capitalised, safe and profitable in 2019.
  • The adequacy of the Group’s capital and financial strength is reflected in the “A” ratings of S&P Global Ratings and AM Best.
  • Capital strength is confirmed by the capital structure, which almost entirely consists of the highest-quality capital.
  • As part of the Group’s regular capital management activities, Zavarovalnica Triglav last year successfully issued a subordinated bond.

Risk dashboard of Zavarovalnica Triglav and the Triglav Group* as at 31 December 2019

Risk profile assessment of the Triglav Group* as at 31 December 2019

* The risk profile is determined on the basis of a risk assessment using the standard formula, without taking into account the effects of diversification across individual risk categories.

Risk management process