• The economic recovery positively affected the premium growth on the insurance markets of the Triglav Group, where the challenging competitive conditions continued.
  • Premium growth was recorded in all insurance segments and in all insurance markets.
  • The Triglav Group maintained its leading market position in Slovenia, Montenegro and North Macedonia. Furthermore, the Group increased its market share in Serbia.
  • Unlike the year before, the reporting year was more favourable in terms of major CAT events and their intensity.
  • Premium growth rate above operating costs growth rate. 
  • Low interest rates continues to reduce rates of return on investment.

Net profit before tax in EUR million


Consolidated gross written premium of the Triglav Group by segments

Consolidated gross written insurance, co-insurance and reinsurance premiums of the Triglav Group by market


Combined ratio of the Triglav Group


Gross claims paid and gross written premium of the Triglav Group


Financial investments of the Triglav Group as at 31 December 2018


Download section Performance of the Triglav Group and Zavarovalnica Triglav