- The Triglav Group continues to have a strong capital base and high liquidity. Its capital strength is confirmed by the level and structure of its capital.
- The established risk management processes and system ensure a controlled taking of risks and safe operations.
- The regulatory risk assessment method proved to be an appropriate method of measurement in the framework of the annual control.
- The Group shows appropriate resilience of capital adequacy to external effects, even in the case of stress scenarios.
The Group continues to be well capitalised. Its capital strength is confirmed by its capital structure, which almost entirely consists of the highest-quality capital, composed of share capital and reconciliation reserve. A small portion of available capital includes subordinated liabilities. Compared to the previous year, the quality of available capital at the Group level remained mostly unchanged in 2018.