Responsibility to the natural environment

Compared to the preceding year, electricity consumption was increased by 7% in Zavarovalnica Triglav, whereas carbon footprint from heating increased by 3%.

Protection of the environment in work processes

In the reporting period, the employee awareness was raised about a rational use of resources and waste management. Electronic notification of earnings for employees was introduced, resulting in annual savings of approximately 300 kg of office paper. To reduce waste plastic packaging from beverage vending machines, all employees of Zavarovalnica Triglav have their own cup and water bottle. Employees in most regional units and at the headquarters can use bicycles for short-distance work-related travel. In 2016, the Company’s bicycle fleet was renewed with nine new bicycles. 

Two electric vehicles were purchased in 2016, and another five will be purchased in 2017. In line with the purchasing policy, majority 17 from 19 newly purchased company vehicles have low COemissions, which is in compliance with the guidelines of the European Commission, setting the maximum CO2 emission target of 95 g/km by 2020. The environmental criteria are part of the supplier selection process (see Section 12.8. Responsibility to suppliers).

Carboon footprint calculation

Systematic carbon footprint measurement in Zavarovalnica Triglav is being introduced to other companies of the Triglav Group. For 2016, carbon footprint measurement was conducted for the headquarters of six subsidiaries see the table below). 

Carbon footprint results in tonnes of CO2 equivalent by Triglav Group subsidiary

 

 

Carbon footprint

Location

2016

2015

2014

Zavarovalnica Triglav**

5,117

4,944

5,107

Triglav Osiguranje, Sarajevo***

165

174

169

Triglav Osiguranje, Belgrade***

668

471

421

Lovćen Osiguranje, Podgorica***

252

195

165

Triglav Osiguruvanje, Skopje***

179

372

159

Triglav Osiguranje, Zagreb***

709

Triglav Osiguranje, Banja Luka***

71

*In 2016, the manner of capturing data changed, therefore the data are not fully comparable with previous years. 

**The Company headquarters and the 12 regional units’ head offices are included in the calculation.

***The headquarters are included in the calculation.

The bulk of greenhouse gas emissions is accounted for by emissions due to electricity consumption and heating, followed by work-related transport. The introduced information system improved the quality and efficiency of collecting the data on energy consumption, discharges and waste (see Use of Energy Products and Water for further details).

Carbon footprint measurement was performed in all Zavarovalnica Triglav’s locations for the fourth time, while all regional units’ head offices and the Headquarters were included in the calculation of electricity consumption and energy used for heating and cooling. 

Total emissions due to exclusively work-related travel using the Company's vehicle fleet, public transport or employees' own vehicles accounted for 390 tonnes of CO2 equivalent or 19% less than the year before.

Paper consumption is used to monitor environmental awareness and behaviour of employees in the office. CO2 emissions due to office paper consumption are very low compared to other sources.


The average use of A4 printing and copy paper per employee a day



2016

2015

2014

Average use of paper sheets per employee a day

29.0 

27.7

27.6


Waste disposal policy

Paper, packaging and mixed municipal waste are collected separately in all regional units and most representative offices. At the Headquarters, where waste separation results have been monitored for several years, a continuing decline in the share of mixed municipal waste has been recorded. In 2015, more comprehensive data began to be captured in the remaining regional units of Zavarovalnica Triglav. Their waste separation results are significantly poorer than those for the Headquarters.

In 2016, an important step was taken towards separate waste collection in the largest investment property on Dunajska cesta 22 in Ljubljana. This way the Company began to raise awareness of not only its employees but also of its clients and tenants.


The quantity of waste in Zavarovalnica Triglav  

 

Zavarovalnica Triglav (in m3)

Index

Waste type

2016

2015

2016/2015

Mixed waste

743

856

87

Packaging

492

448

110

Paper*

442

475

93

Total

1,677

1,779

94

*In 2016, the number of ordered printed copies of daily newspapers was further reduced due to an increased use of online editions. In addition, newspaper collection was added to the recycling bin sets at the entrances of all regional units’ head offices and the headquarters. The collected newspapers are then picked up by the neighbouring schools and kindergartens as part of old paper collection campaigns.

Considerably less obsolete IT equipment, including obsolete mobile phones, was disposed, i.e. 5,605 kg or 27% less than in 2015. Obsolete equipment was handed over to the authorised waste management service. Toner and ink cartridges are disposed of separately. In the reporting year, 1,027 kg of empty cartridges were given to charity.


Care for the broader natural environment

7th season of the all-Slovene drive -“Let’s Clean the Mountains” 

  • Biodegradable rubbish bags were provided to more than 75 cottages and mountain stations
  • More than 1 ton of waste removed from the mountains in 2016
  • Raising awareness about the importance of safe disposal of cigarette butts
  • 1st online quiz: Are you a true guardian of the mountains?
More than 28 tons of waste removed from the mountains over 7 years

 

Download section Sustainable Development in the Triglav Group