The Triglav Group and Zavarovalnica Triglav in 2015

  • The Triglav Group and Zavarovalnica Triglav d.d. (hereinafter: Zavarovalnica Triglav) maintained a high level of financial stability and recorded growth of several key indicators.
  • The Triglav Group is the leading group in Slovenia and the Adria region and ranked sixth in Central Europe.
  • Strengthened position on the Slovene pension insurance market, continued subsidiary ownership consolidation within the Group and disinvestment of shareholdings in the companies whose business is incompatible with the Group's strategic guidelines.

Financial highlights of the Triglav Group




in EUR million

 

2015

2014

2013

Index

 

 

 

 

2015/2014

2014/2013

Gross written premium from insurance and co-insurance contracts

919.1

888.2

900.9

103

99

Net premium income

839.2

819.9

837.6

102

98

Gross claims paid

594.8

615.7

627.5

97

98

Net claims incurred

570.3

594.7

571.7

96

104

Gross operating expenses

297.6

295.9

302.4

101

98

Profit before tax

102.5

100.4

83.6

102

120

Net profit

88.9

85.7

69.9

104

123

Net profit attributable to the controlling company

88.8

85.4

69.5

104

123

Insurance technical provisions as at 31 December

2,600.4

2,333.7

2,261.4

111

103

Equity as at 31 December

704.0

688.1

590.5

102

117

Equity attributable to the controlling company as at 31 December

692.9

681.4

584.3

102

117

Return on equity

12.77%

13.40%

11.99%

95

112

Return on equity attributable to the controlling company

12.93%

13.49%

12.07%

96

112

Number of employees as at 31 December

5,379

5,406

5,351

100

101

Net earnings per share (in EUR)

3.91

3.77

3.07

104

123

Financial highlights of Zavarovalnica Triglav




in EUR million

 

2015

2014

2013

Index

 

 

 

 

2015/2014

2014/2013

Gross written premium from insurance and co-insurance contracts

586.3

592.6

605.8

99

98

Net premium income

517.0

529.7

548.6

98

97

Gross claims paid

390.6

421.1

419.4

93

100

Net claims incurred

349.6

392.0

370.7

89

106

Gross operating expenses

161.0

162.7

161.3

99

101

Profit before tax

68.4

57.5

59.6

119

96

Net profit

58.5

45.6

48.3

128

94

Insurance technical provisions as at 31 December

2,053.9

2,060.0

1,959.3

100

105

Equity as at 31 December

530.6

544.0

499.8

98

109

Number of employees as at 31 December

2,341

2,365

2,373

99

100

Return on equity

10.89%

8.74%

9.59%

125

91

Book value per share (in EUR)

23.34

23.93

21.98

98

109

Net earnings per share (in EUR)

2.57

2.01

2.12

128

94